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Savings calculator

See how your savings grow with compound interest.

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EUR
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How your savings grow after 10 years

€34,595

Contributed€25,000Return€9,595

For guidance only, not financial advice. Returns are not guaranteed and the value can fall as well as rise.

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What is compound interest?

Compound interest means you earn a return both on what you save and on your previous returns. Over time your savings grow faster and faster, and the longer your time horizon, the bigger the effect.

What the curve leaves out

  • Inflation. The final figure is in today's kroner only if you enter a return net of inflation. At 2% inflation, money left for 20 years buys about a third less than the number suggests.
  • Tax and fees. Returns are taxed, and a fund's annual fee comes off the return before it compounds, so a 1% fee over 20 years is far more than 1% of the end result.
  • That the return is steady. Markets do not deliver the same percentage every year, and the order of good and bad years matters once you start withdrawing.