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Short guides to everything Penge can do, written from the app as it is today and illustrated with screenshots of the real screens. If you are looking for what Penge is rather than how to use it, the questions and answers cover that.
Getting started
Set up the app and get your first accounts in. · 3 guides
- Set up Penge and connect your first bankWhat the first ten minutes asks of you: the questions about how you spend, the three ways to sign in, and the first bank login.
- Find your way around the Penge appWhat lives on each of the four tabs, and why the summary cards on Overview and the Statistics tab can show different numbers.
- When your bank will not connectThe bank is missing from the list, or the login will not finish. How to keep the account in Penge with a manual bank and an imported statement.
Banks and accounts
Keep connections alive, and handle the accounts behind them. · 4 guides
- Reconnect a bank when access expiresOpen banking access runs out after about 90 days. What the warnings look like, where the Reconnect accounts button is, and what happens to your history.
- Manage an account: rename, type, deleteRename an account, switch it between credit and debit, stop it syncing, delete it or the whole bank, and what to do when you want it out of your total.
- Manual accounts and manual balancesA manual account holds what open banking cannot reach. How to create one, set its balance, adjust it later, and how Penge carries the figure forward.
- Import a PDF, CSV or Excel statementHow to upload a statement into an account, map the date, description and amount columns, check what came through, and delete an import you no longer want.
Transactions
Find, edit, split and spread what you have spent. · 5 guides
- How to find a transaction in PengeSearch descriptions, notes and amounts, narrow the list with the filter chips, and see why transactions come in the order they do.
- Edit a transaction: what you can changeChange the description, amount, date, note, category and tags on a single transaction, and know what each edit overwrites.
- Split a transaction across categoriesOne receipt can belong in two categories. How to split a transaction in Penge, what the first part does, and how to undo a split.
- Spread a cost over several monthsDivide a yearly bill evenly across months in your statistics, choose the month range, and see what spreading does not change.
- Transfers, duplicates and reserved rowsWhy transfers between your own accounts become one row, how to unlink them, what a possible duplicate is, and what reserved means.
Categories, rules and tags
Teach the app how you think about your own spending. · 4 guides
- How to categorize your transactionsGive a transaction a category in Penge: the swipe, the suggestions, several at once, and letting the app do the ones it is sure about.
- Build your own categories and groupsCreate, rename, re-icon, reorder and delete categories and groups in Penge, and see what the Excluded from statistics group leaves out.
- Categorization rules: decide a shop onceSet up a rule in Penge so every future transaction from a shop gets the same category, get rules suggested from your history, and turn one off.
- Tags and smart tags: a second labelCreate, favourite, edit and delete tags in Penge, tag several transactions at once, and see what a smart tag with a share does to your statistics.
Budgets, statistics and subscriptions
Set limits, read the charts and watch what renews. · 6 guides
- Create a budget and see what is leftHow to create a budget in Penge, choose its categories and period, edit or delete it, and how spent and remaining are worked out.
- How to read your statistics in PengeThe Statistics tab explained: the month bars, income against expenses, the three breakdowns, the donut chart and the settings popover.
- What a typical month looks likeThe A typical month insight on Overview averages your last four completed months. Here is what it counts, and what it leaves out.
- Count only your share of a joint accountPut a percentage on a bank account or on a tag so that only your share of a shared cost counts towards your statistics, budgets and widgets.
- Find your subscriptions in PengeHow Penge detects subscriptions from your transaction history, how to confirm or ignore what it finds, and how to add one by hand.
- Track what your subscriptions costThe cost chart, the monthly estimate, how prices are kept up to date, which charges count, and what happens when a subscription stops.
Widgets, privacy and your account
Penge outside the app, and the controls over your own data. · 5 guides
- Penge widgets on your Home ScreenAdd a Penge widget to the Home Screen or Lock Screen, see what each of the eight widgets shows, and categorize a transaction without opening the app.
- Siri, Shortcuts and Apple Pay in PengeAsk Siri what you have spent, build a Shortcut from the Penge actions, and set up the beta automation that imports Apple Pay purchases.
- Notifications Penge sends, and how to stop themPenge sends two kinds of push: an uncategorized reminder and a salary alert. Here is how to turn each one off, and what Penge never sends at all.
- Privacy controls: amounts and AI suggestionsHide every amount, understand the two categorization settings, and see exactly what the opt-in AI consent shares and with whom. Both AI settings start off.
- Export or delete your Penge dataDownload everything Penge holds as a zip, clear out transactions up to a month you choose, or delete the account outright. All three sit on one screen.