The blog
Guides and tips for getting a better grip on your finances.
Latest
Penge vs Actual Budget
Penge uses GoCardless for European bank data. Actual can use the same provider with existing GoCardless credentials, but its server and bank sync are yours to configure.
5 min read
Getting started
Connecting a bank, and what happens to your transactions after that.
Connecting your bank: what actually happens
6 min read
One receipt, two categories: how to split a transaction
5 min read
What fraud looks like in your transaction list
7 min read
Vipps, Swish and MobilePay in your budget
6 min read
Bank app or budgeting app? What each one is good for
6 min read
What a card payment in another currency really costs
6 min read
Automatic categorization: how an app sorts your spending
6 min read
Why your credit card is missing from your finance app
8 min read
Is Open Banking safe? How it works
6 min read
How to get an overview with several bank accounts
5 min read
Budgeting
Building a budget you keep, and the methods to build it with.
Saving
Putting money aside, and finding the money to put aside.
Klarna Max and 30,000 EuroBonus points: is it worth it? (September 2026)
6 min read
How to earn EuroBonus points faster in Norway (2026)
6 min read
Sinking funds: how to save for the bills you can see coming
6 min read
How to get control of your subscriptions
5 min read
How to save for a house deposit
6 min read
Emergency fund: how much should you have saved?
5 min read
8 money-saving tips that actually work
6 min read
Debt and tax
Bills that arrive whether you planned for them or not.
Money together
Two people, and the accounts between them.
Comparing apps
How Penge sits next to the alternatives.
