The blog

Guides and tips for getting a better grip on your finances.

• How to build a budget that actually sticks (2026)

  A simple step-by-step guide to making a personal budget. Learn the 50/30/20 rule, avoid the most common mistakes, and get a clear overview of your finances.

  7 min read

• How to get an overview with several bank accounts

  Salary account, savings account, joint account and credit card in different banks? Here is how to bring it all together and get a full overview of your finances.

  5 min read

• Is Open Banking safe? How it works

  Is it safe to connect an app to your bank? Here is how Open Banking works, what the law says, and how your money and password are protected.

  5 min read

• 8 money-saving tips that actually work

  Practical money-saving tips you can use right away. Save more without it hurting, and let your saving run on its own.

  6 min read

• How to pay off debt faster

  How to get rid of debt faster. The snowball method versus the avalanche method explained, and how to free up money to pay down more.

  6 min read

• Emergency fund: how much should you have saved?

  How much should you have in an emergency fund? Here is how to work out how big your buffer should be, and how to build it up.

  5 min read

• How to choose a budgeting app in 2026

  Bank app, spreadsheet, YNAB or something else? An honest guide to choosing a budgeting app, what actually matters, and how the options compare.

  7 min read

• How to save for a house deposit

  Saving for a home deposit takes time and a plan. Here is how to set a realistic target, make the saving automatic, choose where to keep the money, and stay motivated.

  6 min read

• How to get control of your subscriptions

  Streaming, apps, gym, insurance: small monthly charges add up fast. Here is how to find every subscription you pay for, decide what to keep, and stop them creeping back.

  5 min read

• 50/30/20, zero-based or envelopes: which budgeting method fits you?

  A comparison of three proven budgeting methods: the 50/30/20 rule, zero-based budgeting and the envelope method. How each one works, who it suits, and how to choose.

  6 min read

• How to manage money as a couple

  Separate, joint or a bit of both? How couples can organize money together, split shared costs fairly, get a shared overview, and keep money from becoming a source of conflict.

  6 min read

• Sinking funds: how to save for the bills you can see coming

  Sinking funds turn big, irregular costs into a small monthly amount. Here is how to set up sinking funds for the car, Christmas, insurance and holidays.

  6 min read

• Zero-based budgeting: give every krone a job

  A deep dive into zero-based budgeting: what it means, why the goal is zero, a worked income-minus-expenses example, and how to run it month by month.

  7 min read

• How to earn EuroBonus points faster in Norway (2026)

  A simple guide to earning SAS EuroBonus points with credit cards in Norway: the three-card setup (SAS Amex Premium, SAS Mastercard Premium and Trumf), when it pays off, and the biggest catch.

  6 min read