Klarna and 30,000 EuroBonus points: the campaign is closed. Do you still get the points?

What has to be true on 19 October for the points to land?

Four things. An active Klarna Premium or Max subscription, at the tier you joined on. No cancellation on it. Nothing unpaid and no suspension. And a valid SAS EuroBonus number linked to your Klarna membership. Miss any one of them on the award date and the points are forfeited.

• The tier you joined on is the tier you must hold. Downgrading from Max to Premium before 19 October forfeits every point, and so does dropping to Plus, Everywhere or Standard.^[1]
• No cancellation on the subscription. Cancelling in early October usually leaves you subscribed to the end of the month you paid for, but it also puts a cancellation on the account, and the terms name a cancellation as a reason to withhold the points.^[1]
• Nothing unpaid. The terms also require no arrears and no suspension on the award date, and any lapse in the membership before then forfeits the points.^[1]
• A EuroBonus number linked to your Klarna membership. The deadline is 19 October, not the day you joined, so anyone who skipped it at signup can still add it in the Klarna app.^[1]

When is it safe to cancel?

After 19 October and before your next renewal. Your renewal day is the day of the month you joined, so a 1 to 7 September joiner is charged again on 1 to 7 October and once more on 1 to 7 November. That leaves between 13 and 19 days to cancel without paying for a third month.

Put the date in your calendar now, a few days before the charge rather than on the day of it. Cancelling inside that window still leaves you with the membership until the period you have paid for runs out, so you lose nothing by doing it early on 20 October.

What does a third month cost if you forget to cancel?

Less than full price, if you joined in September. Klarna's 30 % discount runs for the first three months, so a third month of Max costs 349 kr in Norway, 384 kr in Sweden and 244 kr in Denmark. Month four is where full price starts: 499 kr, 549 kr and 349 kr.

The discount was open to anyone joining by 30 September, and it covers three months from the day you started, so the campaign cohort is still inside it in November.^[2][4][5] That makes the third charge cheaper than the article said in early September, but it buys no more points either way.

Premium is cheaper to forget. A third month costs 139 kr in Norway and Sweden and 104 kr in Denmark, rising to 199 kr, 199 kr and 149 kr from month four.^[2][4][5]

What if the points are not there on 19 October?

Give it a few days before you chase it. The terms name 19 October as the award date but say Klarna is not responsible for delays at the SAS end, so the transfer is not instant. Check your point history in the SAS app, and check in the Klarna app that the tier and the linked EuroBonus number are both still right.

19 October has not happened yet, so nobody knows how fast the points actually show up, or whether Klarna sends a confirmation when they do. Keep the subscription running until you can see them in your EuroBonus account. A few extra days of membership costs a fraction of 30,000 points.

If they are still missing after that, ask Klarna rather than SAS. Klarna runs the promotion and is the party that passes your name, email address and EuroBonus number over.^[1] Have the date you joined and your EuroBonus number ready. We will update this article once we know how the payout went.

Has the Klarna EuroBonus campaign ended?

Yes. Klarna discontinued it on 7 September 2026 at 07:43 UTC, more than a week before the original 15 September deadline, and the notice now sits at the top of the terms. If you joined Premium or Max before that moment you keep your right to the points. If you joined after it, you get nothing.

Was the Klarna EuroBonus offer worth it?

Yes, on the numbers. In Norway the campaign price for Max was about 349 kr a month, so the two months the offer needs cost about 699 kr for 30,000 EuroBonus points, which is about 43 points per krone. Earning the same 30,000 through Klarna's ordinary cashback would take around 165,000 kr of spending.

Whichever day inside the window you joined, your first month ran out before 19 October, so a second charge was always part of the price. That is the honest cost of the offer.

Those rates count the whole subscription as the cost of the points, which is the harshest way to read it. If you use the lounges or the included services even once, the points get cheaper still. For comparison, Klarna Max pays 1.5 % cashback, and 100 cashback points is one krone.^[3] The Klarna app converts 100 cashback points into 12.07 EuroBonus points, so 100 kr of spending gives you about 18 points.

Use what you pay for before you cancel

You have three more weeks of a membership you have already paid for. The parts of Max worth opening the app for:

• Unlimited access to more than 1,900 airport lounges. Every tier below Max pays per visit, so this is the perk with the clearest cash value if you have a trip booked before you cancel.
• 1.5 % cashback on Klarna purchases, payable as cash or converted to travel points.
• More than twenty included subscriptions, and the list differs by country. Norway and Sweden get Voi with 60 free minutes a month, foodora Pro and Storytel with 20 hours of listening. Sweden also gets Viaplay, Omni and SvD. Denmark gets Voi, Storytel and Laundryheap. Every market gets Headspace, NordVPN, ClassPass, Clue and Picsart. Pausing your own for a month takes real money off the cost.
• Travel and purchase cover: medical cover up to 5 million euro, lost baggage up to 3,000 euro, car hire excess up to 10,000 euro, and damage or theft cover up to 1,500 euro on what you buy.
• Cancel for any reason, meaning 70 % back on trips and events called off at least 24 hours ahead, up to 2,500 euro per claim.

Each of those subscriptions has to be activated separately in the Klarna app, using the same email address as your Klarna account.^[2] Some are free trials that renew into a paid subscription unless you stop them yourself. Activate six services in October, cancel only Klarna in November, and you are still paying for the six.

Should you keep Klarna after the two months?

For most people, no. The points are yours once they land on 19 October, and a third month buys no more of them. Keep Max only if the lounges, the subscriptions and the cashback are worth 349 kr a month to you on their own in Norway, and 499 kr once the discount runs out.

Do the sum on what you actually use. A month of Max earns its keep on a couple of lounge visits, or if you were already paying for two or three of the subscriptions it carries. If neither is true, month three is a charge with nothing behind it.

If you are keeping it for the points alone, hold it up against a travel card. A SAS EuroBonus Mastercard Premium gives 15 points per 100 kr on purchases in Norwegian kroner, 20 in local currency abroad and 25 on flight tickets from SAS, for 3,348 kr a year.^[7] Max pays about 18 points per 100 kr through cashback and costs 5,988 kr a year at full price, so the card collects points more cheaply. Max only wins when you use the rest of what comes with it.

The fine print worth reading

• Points are credited on 19 October, but Klarna disclaims responsibility for delays at the SAS end, so do not treat that date as a guarantee.^[1]
• Upgrading from Premium to Max after you joined does not top up the points, and any downgrade before 19 October forfeits them.^[1]
• Cancelling and resubscribing inside the campaign window does not earn the bonus a second time.^[1]
• The metal card is optional and has to be requested in the Klarna app. You do not need it: the card is virtual too, and works in Apple Wallet or Google Wallet from day one.^[6] Order the metal card and cancel Premium or Max within six months, and there is a fee to deactivate it.^[2]

How Penge helps

Penge connects to your bank and finds the recurring charges in your transactions, so the Klarna charge turns up in a list of what you pay every month instead of sitting in a statement. You see the next charge coming, and you can see when to cancel before it lands. More on that in how to get control of your subscriptions, and on points in how to earn EuroBonus points faster.

Want to check whether your bank is supported? See which banks are supported