Frequently asked questions
Answers to the most common questions about Penge: how the app connects to your bank, how your data is kept safe, how budgets and categories work, and what it costs. If you cannot find what you are looking for, download the app and try it for yourself.
Getting started
- What is Penge?
- Penge is a personal finance app for iPhone. It brings your bank accounts together in one place so you can see your balances, transactions and spending, set budgets and follow where your money goes. You download it from the App Store.
- How do I get started with Penge?
- Download Penge from the App Store, then connect a bank account by logging in with your bank's own login. If your bank is not supported, you can create manual accounts or upload account statements instead. Once your accounts are in, you get one combined overview, including your net worth.
Banks and connections
- Which banks can I connect to Penge?
- Penge connects to more than 2500 banks in over 30 countries through Open Banking, including most major European banks. You can connect accounts from several banks at once and see them in one overview.
- How do I connect my bank?
- You connect through Open Banking and log in with your bank's own login, such as BankID in Norway and Sweden or MitID in Denmark. The connection is read-only, so it can read your balances and transactions but cannot move money or pay bills.
- Can I connect accounts from several banks at once?
- Yes. You can connect accounts from several banks, and even several countries, and see them all in one combined overview, including your net worth.
- What if my bank is not supported?
- If your bank does not support Open Banking, you can create manual accounts or upload account statements instead. Manual and connected accounts work side by side in the same overview.
Security and privacy
- Is it safe to connect my bank to Penge?
- Yes. Penge connects through Open Banking, regulated by the EU directive PSD2. You log in with your bank's own login, your credentials are never stored, the connection is read-only, and your data is encrypted. You can read the full details on our security and privacy page.
- Can Penge move my money or pay bills?
- No. The connection is read-only. It can read your balances and transactions, but it cannot move money, make payments or pay bills.
- Does Penge see or store my bank password?
- No. You log in with your bank's own login, for example BankID or MitID, and your credentials are never stored.
- How long does the connection last, and can I revoke it?
- Consent is time-limited, usually 90 days, and can be renewed. You can revoke it at any time, either in the app or directly with your bank.
- Can I delete my data or my account?
- Yes. You can delete your data or your entire account directly in the app's settings.
Budgets and categories
- Does Penge sort my transactions into categories automatically?
- Penge suggests categories for your transactions and only applies them automatically when it is sure. You can edit any suggestion or create your own categories.
- Can I set budgets in Penge?
- Yes. You can set a budget for each category and see during the month whether you are on track. You can also try our budget calculator to plan the split first.
Pricing and availability
- How much does Penge cost?
- Penge is free to download on the App Store, so you can get started without paying.
- Which devices does Penge work on? Is there an Android or web version?
- Penge is currently available for iPhone, downloaded from the App Store. An Android version is on the way and is planned for autumn 2026.
- Which languages is Penge available in?
- The app is available in Norwegian, English, Swedish and Danish.