Budget calculator
Work out how to split your income with the simple 50/30/20 rule.
NOK
Enter what lands in your account each month.
Needs50%
NOK 15,000
per month
NOK 180,000 per year
Housing, food, electricity, transport and bills.
Wants30%
NOK 9,000
per month
NOK 108,000 per year
Going out, shopping, travel and hobbies.
Savings20%
NOK 6,000
per month
NOK 72,000 per year
Savings and paying down debt.
For guidance only. This is an estimate, not financial advice.
Want to skip the maths?
Penge connects to your bank and splits your spending automatically, so you can see straight away whether you are on budget.
What is the 50/30/20 rule?
The 50/30/20 rule is a simple budgeting method: spend 50% of your income on needs, 30% on wants and 20% on savings and paying down debt. The percentages are a guide you can adjust to your own situation.
Read the full guide: How to build a budget →